WHO TO BLAME FOR YOUR BAD LUCK

This is in continuation of my first post. You could say that it is second part of that series. Lets start with a question:
What Causes a Bad Luck? This is a very simple question but answer is esoteric.
Today, in pursuit of answer of this question I am putting down some facts that perhaps help me and you identify the culprits of bad luck.
In scientific terms, events in life happen in random order; you cannot guess what is going to be next? Even the luckiest person will have occasional bad luck. It is very likely for a person who is normally lucky will become truly unlucky. The bad times will be limited and rare. Why?
It is because those who are lucky are habitually thinking in a particular way and doing things in a particular way. Others have their own way of thinking and doing. And those habits are part of what causes a bad luck. For example "Blaming and making excuse" when they encounter bad times.
Blaming and making excuse are ways to avoid taking responsibilty for one's own life. It is a common trait among unlucky people.
It really might be someones fault, right? Other people really can contribute to a person's bad luck or bad situation. Why then, can blamimg be a bad habit and bring more bad luck? Its because your focus on foriegn factors that cause your problems takes your power away.

Many unlucky people can point out every person and circumstance that is to blame for their bad luck, but they cannot see what their own contribution to their situation is. Blaming and excuse making is a terrible approach to life. It eventually makes looking for causes outside oneself automatic. It is difficult for such a person to ever recognize the personal changes they need to make.
A story:
A man wants to stat a lawn-care business, and his friend agrees to be his partner. To start a business they needed a loan. They went to bank but could not approved for loan. They decided to get going without bank loan. Therefore, they started work manually without the automatic equipments required for lawn maintenance. He soon find his friend does not want to work as hard as he does at getting this business going. The whole thing starts to fall apart, and he tells everyone that it is fault of his friend who doe not work hard anymore, and bank did not provide money.
But are these causes of his failure? If he quits at this point and will think he is very unlucky. On the other hand if he learns lesson and takes responsibility for making business work, he will almost certainly succeed in time and see these problems as mere bumps on the road to success. Then he will be seen as a "lucky man" but he stopped and focusing on blaming. He could find a partner who is more commited or do it himself. Instead of blaming, he could have started observing the bottlenecks decaying his business.
The habit of concentarting on who and what is to blame does not motivate a person to do what is necessary. So four most important things are;
1) Observations
2) Learn your lessons
3) Take Responsibility
4) Take Action

Constant blaming and anything else that gets in the way of these four steps is a part of what causes bad luck.
summay of this article says that everything comes down to ourselves. We are responsible for our bad luck.
I will later add more to it.. bye for now